iM-Best Reports – 10/26/2026

	Out of sample performance summary of our models for the past 1, 2, 4 and 13 week periods. The active active return indicates how the models over- or underperformed the benchmark ETF SPY. Also the YTD, and the 1-, 3-, 5- and 10-year annualized returns are shown in the second table
	iM-Inflation Attuned Multi-Model Market Timer: The model’s out of sample performance YTD is 13.6%, and for the last 12 months is 12.3%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Inflation Attuned Multi-Model Market Timer gained 2.70% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 3/24/2017 would have grown to $173,900,311 which includes $4,109,301 cash and excludes $4,103,439 spent on fees and slippage.
	iM-Conference Board LEIg Timer: The model’s performance YTD is 14.3%, and for the last 12 months is 7.3%. Over the same period the benchmark SPY performance was 20.1% and 9.4% respectively. Over the previous week the market value of the iM-Conference Board LEIg Timer gained 1.56% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 4/5/2017 would have grown to $775,699 which includes $9,534 cash and excludes $769 spent on fees and slippage.
	iM-FlipSaver 60:40 | 20:80 – 2017: The model’s out of sample performance YTD is 8.7%, and for the last 12 months is 8.4%. Over the same period the benchmark E60B40 performance was 7.5% and 8.0% respectively. Over the previous week the market value of iM-FlipSaver 80:20 | 20:80 gained 0.38% at a time when SPY gained 0.30%. A starting capital of $100,000 at inception on 7/16/2015 would have grown to $194,945 which includes $374 cash and excludes $5,614 spent on fees and slippage.
	iM-FlipSaver 70:30 | 20:80 – 2017: The model’s out of sample performance YTD is 10.1%, and for the last 12 months is 9.8%. Over the same period the benchmark E60B40 performance was 7.5% and 8.0% respectively. Over the previous week the market value of iM-FlipSaver 70:30 | 20:80 gained 0.28% at a time when SPY gained 0.30%. A starting capital of $100,000 at inception on 7/15/2015 would have grown to $205,639 which includes $830 cash and excludes $5,886 spent on fees and slippage.
	iM-FlipSaver 80:20 | 20:80 – 2017: The model’s out of sample performance YTD is 11.5%, and for the last 12 months is 11.2%. Over the same period the benchmark E60B40 performance was 7.5% and 8.0% respectively. Over the previous week the market value of iM-FlipSaver 80:20 | 20:80 gained 0.20% at a time when SPY gained 0.30%. A starting capital of $100,000 at inception on 1/2/2017 would have grown to $216,503 which includes $60 cash and excludes $6,150 spent on fees and slippage.
	iM-5HedgeFundSelect: Since inception, on 1/5/2016, the model gained 906.83% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-5HedgeFundSelect gained -2.28% at a time when SPY gained -0.14%. A starting capital of $25,000 at inception on 1/5/2016 would have grown to $251,708 which includes $10,739 cash and excludes $3,606 spent on fees and slippage.
	iM-10LargeHedgeFundSelect: Since inception, on 1/5/2016, the model gained 672.78% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-10LargeHedgeFundSelect gained -2.37% at a time when SPY gained -0.14%. A starting capital of $25,000 at inception on 1/5/2016 would have grown to $182,747 which includes -$10,431 cash and excludes $2,096 spent on fees and slippage.
	iM-Top5(QQQ)Select: Since inception, on 1/5/2016, the model gained 1962.67% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(QQQ)Select gained 1.67% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $2,062,674 which includes $14,846 cash and excludes $36,090 spent on fees and slippage.
	iM-Top5(XLB)Select: Since inception, on 1/5/2016, the model gained 291.12% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLB)Select gained 0.95% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $391,121 which includes $3,848 cash and excludes $18,262 spent on fees and slippage.
	iM-Top5(XLI)Select: Since inception, on 1/5/2016, the model gained 468.09% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLI)Select gained 5.68% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $568,094 which includes $634 cash and excludes $10,234 spent on fees and slippage.
	iM-Top5(XLK)Select: Since inception, on 1/5/2016, the model gained 1092.99% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLK)Select gained 4.09% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $1,192,994 which includes $457 cash and excludes $3,952 spent on fees and slippage.
	iM-Top5(XLP)Select: Since inception, on 1/5/2016, the model gained 262.02% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLP)Select gained 1.46% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $362,022 which includes -$986 cash and excludes $3,653 spent on fees and slippage.
	iM-Top5(XLV)Select: Since inception, on 1/5/2016, the model gained 425.32% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLV)Select gained 2.80% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $525,319 which includes $1,243 cash and excludes $20,953 spent on fees and slippage.
	iM-Top5(XLU)Select: Since inception, on 1/5/2016, the model gained 214.20% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLU)Select gained 4.23% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $314,202 which includes $3,811 cash and excludes $19,252 spent on fees and slippage.
	iM-Top5(XLY)Select: Since inception, on 1/5/2016, the model gained 348.53% while the benchmark SPY gained 346.42% over the same period. Over the previous week the market value of iM-Top5(XLY)Select gained -0.93% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/5/2016 would have grown to $448,525 which includes $480 cash and excludes $8,975 spent on fees and slippage.
	iM-Seasonal Super-Sectors (Top5 combo) : Since inception, on 11/17/2020, the model gained 159.86% while the benchmark SPY gained 131.74% over the same period. Over the previous week the market value of iM-Seasonal Super-Sectors (Top5 combo) gained 2.86% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 11/17/2020 would have grown to $259,864 which includes $1,739 cash and excludes $00 spent on fees and slippage.
	iM-Dividend Growth Portfolio: The model’s out of sample performance YTD is 31.7%, and for the last 12 months is 31.0%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Dividend Growth Portfolio gained 1.24% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to $701,464 which includes $2,279 cash and excludes $16,095 spent on fees and slippage.
	iM-Gold Momentum Timer (AU, NEM, SBSW): The model’s out of sample performance YTD is -16.5%, and for the last 12 months is 7.0%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of iM-Gold Momentum Timer (AU, NEM, SBSW) gained -6.49% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to -$27,095 which includes $306,772 cash and excludes Gain to date spent on fees and slippage.
	iM-ModSum/YieldCurve Timer: The model’s out of sample performance YTD is 9.6%, and for the last 12 months is 9.1%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of iM-PortSum/YieldCurve Timer gained -0.14% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/1/2016 would have grown to $419,567 which includes $144 cash and excludes $2,605 spent on fees and slippage.
	iM-Best10(VDIGX)-Trader: The model’s out of sample performance YTD is 4.0%, and for the last 12 months is 5.6%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Since inception, on 7/1/2014, the model gained 287.44% while the benchmark SPY gained 379.21% and VDIGX gained -100.00% over the same period. Over the previous week the market value of iM-Best10(VDIGX) gained 0.98% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 7/1/2014 would have grown to $387,440 which includes $1,378 cash and excludes $5,836 spent on fees and slippage.
	iM 6-Stock Capital Strength Portfolio: The model’s out of sample performance YTD is 34.2%, and for the last 12 months is 35.4%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM 6-Stock Capital Strength Portfolio gained 2.78% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 10/28/2016 would have grown to $344,781 which includes $1,578 cash and excludes $4,946 spent on fees and slippage.
	iM-Best12(USMV)-Trader: The model’s out of sample performance YTD is 20.7%, and for the last 12 months is 23.8%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Since inception, on 6/30/2014, the model gained 415.77% while the benchmark SPY gained 379.21% and the ETF USMV gained -100.00% over the same period. Over the previous week the market value of iM-Best12(USMV)-Trader gained 0.56% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2014 would have grown to $515,772 which includes $1,734 cash and excludes $9,286 spent on fees and slippage.
	iM-Min Volatility(USMV) Investor (Tax Efficient): The model’s out of sample performance YTD is 23.2%, and for the last 12 months is 23.8%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Since inception, on 1/3/2013, the model gained 1366.26% while the benchmark SPY gained 561.50% and the ETF USMV gained -100.00% over the same period. Over the previous week the market value of iM-Best12(USMV)Q1 gained -0.10% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/3/2013 would have grown to $1,466,258 which includes $166 cash and excludes $18,626 spent on fees and slippage.
	iM-Bond Market Trader (High-Yield Bond or 10-yr Treasury Bond): The model’s out of sample performance YTD is -1.2%, and for the last 12 months is -1.6%. Over the same period the benchmark BND performance was -0.8% and -1.1% respectively. Over the previous week the market value of the iM-Bond Market Trader (High-Yield Bond or 10-yr Treasury Bond) gained 1.13% at a time when BND gained 0.95%. A starting capital of $10,000 at inception on 1/3/2000 would have grown to $147,373 which includes $2,492 cash and excludes $2,977 spent on fees and slippage.
	iM-ModSum/YieldCurve Timer: The model’s out of sample performance YTD is 9.6%, and for the last 12 months is 9.1%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of iM-PortSum/YieldCurve Timer gained -0.14% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 1/1/2016 would have grown to $419,567 which includes $144 cash and excludes $2,605 spent on fees and slippage.
	iM-Best2 MC-Score ETF System: The model’s out of sample performance YTD is 13.2%, and for the last 12 months is 12.7%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Best2 MC-Score ETF System gained 1.48% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to $212,958 which includes $2,974 cash and excludes $5,779 spent on fees and slippage.
	iM-Best4 MC-Score Vanguard System: The model’s out of sample performance YTD is 5.5%, and for the last 12 months is 2.8%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Best4 MC-Score Vanguard System gained 1.66% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to $192,943 which includes $8,854 cash and excludes $00 spent on fees and slippage.
	iM-Composite (SPY-IEF) Timer: The model’s out of sample performance YTD is 14.4%, and for the last 12 months is 13.9%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Composite (SPY-IEF) Timer gained -0.14% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to $247,840 which includes $2,156 cash and excludes $8,651 spent on fees and slippage.
	iM-Composite(Gold-Stocks-Bond) Timer: The model’s out of sample performance YTD is -7.8%, and for the last 12 months is -3.2%. Over the same period the benchmark SPY performance was 13.1% and 14.2% respectively. Over the previous week the market value of the iM-Composite(Gold-Stocks-Bond) Timer gained 1.47% at a time when SPY gained -0.14%. A starting capital of $100,000 at inception on 6/30/2016 would have grown to $372,424 which includes -$556 cash and excludes $11,611 spent on fees and slippage.