Monthly Archives: August 2014

iM’s Improved Floor-Leverage Rule with Put Option Insurance: A Low-Risk Investment Strategy with a 5.7% Safe Withdrawal Rate

iM’s Improved Floor-Leverage Rule, a low-risk investment strategy for retirement with a high 5.7% withdrawal rate, uses market timing to avoid large losses of the Surplus Portfolio, and additionally uses a strategy to guard the Surplus Portfolio against black swan events, e.g. the 1987 stock market crash, by buying put options.

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With reference to Section 202(a)(11)(D) of the Investment Advisers Act: We are Engineers and not Investment Advisers, read more ...
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